Insurance

Individuals have insurance to protect their home, car, business, credit, health and life. Businesses and non-profit organizations purchase insurance to protect them against liability for, among other things, employee injuries, workplace practices and directors’ and officers’ conduct. Our firm has vast experience resolving coverage issues in favor of our clients. Sometimes, an insurance company refuses to pay a legitimate claim or acts inappropriately during the claims process. This conduct may make the insurer liable for damages for bad faith insurance practices, in addition to its liability on the claim. Our firm can evaluate your claim and help you proceed against the insurer, if necessary. For example:

• In January 2005 we recovered $725,000 for a hospital in litigation against its insurer for refusing coverage under an employment practices liability insurance endorsement.

• We currently represent an elderly client whose claim for coverage under credit disability insurance purchased as part of a bank loan was wrongly denied by the insurer following the client’s disability.

We also currently represent a client in a claim for bad faith damages against an insurer that denied coverage under an automobile policy for the theft and burning of the client’s vehicle.